Every payment is credited to the right customer automatically. For online businesses in Nigeria, live once verified.


No code needed. Make a link, send it in a chat, and see who paid.

Each customer gets a permanent account number in your business name. Whatever they send is credited to them.

On TRON or BNB Chain, through a checkout or a permanent address per customer. Keep it as USDT or have it turned into naira.
Create your account in minutes. Test mode works at once, and real money starts once your business is verified.
Send a payment link, give customers their own account numbers, or connect your website with a few calls.
Watch payments land, then withdraw to your bank or your Paymonetra wallet.
Collect it, hold it, send it and spend it, from the same company behind the Paymonetra app.
Bank transfer, USDT, payment links and an account number for every customer.
Keep USDT as coin in a balance of its own, and send it on to addresses you trust.
Pay suppliers, staff and customers from your balance, on the dashboard or from your server.
Settle into your Paymonetra wallet and spend it in the app: cards, bills and transfers.


No setup fee and no monthly fee.
Loading the current rates…
These are the live rates, read from our pricing table.
Create a customer account in one call. Every payment into it reaches your webhook with your own reference.
curl https://api.paymonetra.com/v1/customer_accounts \ -H "Authorization: Bearer sk_test_..." \ -H "Content-Type: application/json" \ -d '{"customer_reference":"cus_9f21","customer_name":"Ngozi Nwosu"}' # 201{ "account_number": "9926960482", "account_name": "MONETRA - Oakline Stores (Ngozi Nwosu)", "bank_name": "Payrep MFB", "customer_reference": "cus_9f21"}

Funds are held with CBN licensed, NDIC insured partner banks, and we are registered with the NDPC. The same Paymonetra that runs the app on your phone.
Something we did not cover? A real person answers on WhatsApp.
Online businesses in Nigeria. You can verify as an individual or as a registered business, and test mode works before you do.
Accounts opened through Monetra Gateway start with MONETRA, like MONETRA - Acme Foods. The name after the dash is the business being paid. A one-off checkout can show MONETRA TECHNOLOGIES LTD, which is us.
Usually one to two working days. You can build and take test payments the whole time, and nothing you set up is lost when you go live.
No. Payment links and customer account numbers work straight from the dashboard. The API is there when you want to connect your own website or app.
Withdraw to your Paymonetra wallet at once and for free, or to your own bank account once you are verified. You can also turn on automatic settlement, daily or weekly.
TRON (TRC20) and BNB Smart Chain (BEP20). USDT sent on any other network is not credited automatically, so every address shows its network.
One rate for each way of collecting, shown live in Pricing above. There is no setup fee and no monthly fee.
Funds are held with CBN licensed, NDIC insured partner banks. Only verified businesses take real money, and every bank payout needs a code from your phone.