NewPermanent USDT addresses for your customers

Monetra Gateway by Paymonetra.Get paid with bank transfer, USDT, payment links or customer accounts. Know who paid.

Every payment is credited to the right customer automatically. For online businesses in Nigeria, live once verified.

The dashboard on a phone
Payment received₦45,000.00 from Chidera Okeke
  • Any Nigerian bank app
  • USDT on TRON and BNB Chain
  • Payment links, no code
  • An account number per customer
  • Payouts confirmed with a code
  • Test mode from the first minute
  • Signed webhooks
  • Withdraw to your bank or wallet
  • Send money to anyone
Ways to get paid

Three ways to get paid. Use one or all of them.

A payment link, ready to copy
Payment links

No code needed. Make a link, send it in a chat, and see who paid.

Customer accounts, each with its own account number
An account number for every customer

Each customer gets a permanent account number in your business name. Whatever they send is credited to them.

A USDT address with its QR code
USDT

On TRON or BNB Chain, through a checkout or a permanent address per customer. Keep it as USDT or have it turned into naira.

How it works

From sign up to your first payment in three steps.

  1. 1Sign up and verify

    Create your account in minutes. Test mode works at once, and real money starts once your business is verified.

  2. 2Share a link or plug in the API

    Send a payment link, give customers their own account numbers, or connect your website with a few calls.

  3. 3Get paid and withdraw

    Watch payments land, then withdraw to your bank or your Paymonetra wallet.

One platform

One place for every way your money moves.

Collect it, hold it, send it and spend it, from the same company behind the Paymonetra app.

CollectLive

Bank transfer, USDT, payment links and an account number for every customer.

HoldLive

Keep USDT as coin in a balance of its own, and send it on to addresses you trust.

SendLive

Pay suppliers, staff and customers from your balance, on the dashboard or from your server.

SpendLive

Settle into your Paymonetra wallet and spend it in the app: cards, bills and transfers.

Your money

See what is yours, and move it when you say so.

  • What is ready to withdraw and what is still clearing, shown apart, so you never guess.
  • Nothing leaves without you. Every bank payout is confirmed with a code.
  • Withdraw to your Paymonetra wallet at once and for free, or to your own bank.
  • Turn on automatic settlement, daily or weekly, and keep back what you need for refunds.
  • Spend from your wallet in the app:App StoreGoogle Play
Ready to withdraw, still clearing and settled, side by sidePayout settings: bank account, where money settles, and automatic settlement
Pricing

One rate for each way of collecting. Nothing added later.

No setup fee and no monthly fee.

Loading the current rates…

These are the live rates, read from our pricing table.

Developers

Simple to integrate. Built for your developer.

Create a customer account in one call. Every payment into it reaches your webhook with your own reference.

Test mode works before you are verified, with its own keys and account numbers.
Signed webhooks, and a delivery log you can retry from.
REST over HTTPS. Nothing to install.
curl https://api.paymonetra.com/v1/customer_accounts \  -H "Authorization: Bearer sk_test_..." \  -H "Content-Type: application/json" \  -d '{"customer_reference":"cus_9f21","customer_name":"Ngozi Nwosu"}' # 201{  "account_number": "9926960482",  "account_name": "MONETRA - Oakline Stores (Ngozi Nwosu)",  "bank_name": "Payrep MFB",  "customer_reference": "cus_9f21"}
Built to be trusted

Your money moves only when you say so.

Only verified businesses take real money.
Every bank payout is confirmed with a code from your phone.
Funds are held with CBN licensed, NDIC insured partner banks.
Real people on WhatsApp when you need help.
Central Bank of NigeriaNigeria Data Protection Commission

Funds are held with CBN licensed, NDIC insured partner banks, and we are registered with the NDPC. The same Paymonetra that runs the app on your phone.

Questions

What businesses ask us first.

Something we did not cover? A real person answers on WhatsApp.

Online businesses in Nigeria. You can verify as an individual or as a registered business, and test mode works before you do.

Accounts opened through Monetra Gateway start with MONETRA, like MONETRA - Acme Foods. The name after the dash is the business being paid. A one-off checkout can show MONETRA TECHNOLOGIES LTD, which is us.

Usually one to two working days. You can build and take test payments the whole time, and nothing you set up is lost when you go live.

No. Payment links and customer account numbers work straight from the dashboard. The API is there when you want to connect your own website or app.

Withdraw to your Paymonetra wallet at once and for free, or to your own bank account once you are verified. You can also turn on automatic settlement, daily or weekly.

TRON (TRC20) and BNB Smart Chain (BEP20). USDT sent on any other network is not credited automatically, so every address shows its network.

One rate for each way of collecting, shown live in Pricing above. There is no setup fee and no monthly fee.

Funds are held with CBN licensed, NDIC insured partner banks. Only verified businesses take real money, and every bank payout needs a code from your phone.

Start accepting payments today.

Test mode is free and works the moment you sign up.